How important are low fees for your KiwiSaver

Why does it matter? This is the final part of my KiwiSaver series looking at just how important low fees are for your KiwiSaver. Choosing a low fees, passive KiwiSaver provider could end up adding thousands to your retirement balance by the time you retire. This is advice I personally follow. Firstly, lets recap: In the…

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Whats the best KiwiSaver fund for me?

Why it matters It seems like most Kiwis have no idea about what is the best KiwiSaver fund they should invest in. This is a huge problem as being in the wrong fund, especially if you are under 40, could cost you hundreds of thousands of dollars by the time you retire. When I first…

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Why KiwiSaver is the best investment in New Zealand

KiwiSaver is quite possible the best investment in New Zealand right now. Even better, it is available to all New Zealanders. For those that don’t know, KiwiSaver is New Zealand’s retirement scheme. Money from your wages, your employer, and the government comes together to make you rich. Yes, you will literally be given free money!…

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Cycling to work – save money, get fit

Last post I looked at the true cost of owning a car. Cars are expensive to run and tie up a large amount of money that could be used productively elsewhere. My work is a short 4km commute away, but despite living in a small town, still can take a long time in peak morning…

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The true cost of owning a car

Have you ever wondered exactly how much your car costs you every year? I decided to break with tradition this week and present exactly how much having a second car cost. For the average New Zealander having at least one vehicle is unavoidable without making drastic lifestyle changes. However, I have a short 4km commute to…

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